Penn Credit Corporation’s Blog

Most people who achieve debt-free status are motivated by the desire to have more savings. Having no debt allows them to focus on investing their extra funds and having more peace of mind about their finances. Unfortunately, paying off all of your debts may not be the...

Having a good credit score takes time, and continued work to help build it up over time. From paying off ongoing debts to ensuring bills are paid on time, there are several factors that go into a credit score. If you are concerned about your credit score, consider the...

The three main types of credit cards are those designed for small business owners, students, and the general consumer population. These cards have similar overall functionality and appearance, but they have a few key differences. These include the approval criteria,...

A high-yield savings account is an excellent choice for people looking to keep their short-term savings for long-term goals, such as a vacation or a down payment fund. It offers higher interest rates than a traditional savings account. Here are the best high-yield...

Getting into the world of investing can be a daunting task, especially for new investors. There are many questions that you'll have to answer first. This guide will help you navigate through the various aspects of investing. Start Early One of the best ways to get...

There are numerous avenues in the financial sector that a career might take. However, the industry generally encompasses three categories which are corporate, personal, and public. Venturing into a financial career begins with obtaining a bachelor's degree. The four...

When it comes to retirement savings, many Americans have fallen behind. Most people don't even know what they'll need when it comes time to retire. The first step in succeeding at a plan is actually having one in place. A solid retirement plan will need to go through...

A financial plan will make success with money more likely for most people. There are some who make a large sum of money and have a significant aversion to frivolous spending. They will succeed without a plan. Those who don't fit into both of these categories are less...

In recent years, more focus has been put on fintech and how it can not only make financial services more accessible but also easier to use. For financial professionals and companies, understanding fintech and how to best utilize it will become more crucial as time...